Board of Directors

James A. Cannavino     Chairman & CEO     Direct Insite Corp.

Michael Levin     Managing Director     Metropolitan Venture Partners

Dr. Dennis Murray     President     Marist College

Bernard Puckett     Chairman of the Board     Openwave Systems

Executive Management

James A. Cannavino     Chairman & CEO     Direct Insite Corp.

Michael J. Beecher     CFO

Christopher R. Cauley     EVP Sales & Marketing

Arnold P. Leap     EVP & CTO

Matthew E. Oakes     EVP & COO

Code of Ethics