Direct Insite Corp. (DIRI.OB)
Announces Appointment of Bernard Puckett to Board of Directors

BOHEMIA, N.Y.--(BUSINESS WIRE)Feb. 10, 2004--Direct Insite Corp. (OTC BB:DIRI.OB), a global provider of Electronic Invoice Presentment and Payment (EIP&P) solutions today announced the appointment of Bernard Puckett, Chairman of the Board, Openwave Systems Inc (NASDAQ:OPWV) to its board of directors. In addition to his board duties, Mr. Puckett will provide strategic guidance to Direct Insite in the areas of Marketing and Channel development.

As the former Senior Vice President of Strategy and Business Development for IBM, Mr. Puckett brings a wealth of industry experience and corporate strategic planning capabilities to Direct Insite. He will provide valuable input and leadership to the organization as it builds its marketing and channel strategies, and moves to the next phase of global growth.

In addition to his current position as Chairman of the Board at Openwave Systems Inc., a leading provider of open IP-based communication infrastructure software and applications, Mr. Puckett is the former president and chief executive officer of Mobile Telecommunications Technologies Corp. (Mtel). Prior to joining Mtel in 1994, Puckett spent 26 years with IBM where he was senior vice president-corporate strategy and development. While at IBM, he held executive positions in marketing, finance, product development, manufacturing and new business development. He also serves on the board of IMS Health (NYSE:RX).

"Direct Insite is unique in the Electronic Invoice Presentment and Payment (EIP&P) market because of their global coverage and the fact that they presently deliver electronic invoices to many Fortune 500 and Global 1000 users around the world,� stated Bernard Puckett. "The team has accomplished a great deal in terms of building a robust service offering, deploying globally, and establishing strong customer relationships. I�m pleased to join the board and work with the company as it enters its next phase of growth.�

"The election of Bernard Puckett to our board marks an important milestone in Direct Insite�s continuing growth. He has a distinguished industry track record and will make important contributions to our company as we continue to build strong market momentum,� stated James Cannavino, Chairman and CEO, Direct Insite. "Mr. Puckett replaces Charles Feld of The Feld Group, who is assuming new responsibilities as Executive Vice President, Portfolio Management at EDS.�

Mr. Cannavino continued, "Charlie Feld, due to his new position at EDS, is leaving our board. While serving on our board, he has provided tremendous business and technical insight to the company. We wish him well in his new position.�

(See EDS press release on: "EDS Acquires the Feld Group; Completes Executive Team� for more information.)

About Direct Insite Corporation

Direct Insite Corp., a leading provider of Electronic Invoice Presentment and Payment (EIP&P) solutions targeted at large enterprise customers. The Company's offering improves the delivery and management of high volumes of invoice-related data while providing a customer workflow system that better manages the complexity of the presentation, analysis, dispute resolution, approval and payment process. This reduces the administrative and operating expenses for both "Biller" and "Payer" alike. Direct Insite also provides managed services using patented dbExpress (TM) technology, a management information tool that allows users to visually data mine large volumes of transactional data via the Internet. A complete Internet Customer Care tool set integrated with the EIP&P product set is also available. Additionally, the Company offers an integrated order entry, workflow management, provisioning, and invoice verification solution for large enterprise clients, currently marketed under the trade name AMS (Asset Management System).

Headquartered in Bohemia, NY, with offices in Dallas, TX, and Chicago, IL, Direct Insite Corp. employs a staff of 65. For more information about Direct Insite Corp. call (631) 244-1500 or visit our web site at www.directinsite.com.

Forward Looking Statements

All statements other than statements of historical fact included in this release, including without limitation statements regarding the company's financial position, business strategy, and the plans and objectives of the company's management for future operations, are forward-looking statements. When used in this release, words such as "anticipate", "believe", "estimate", "expect", "intend" and similar expressions, as they relate to the company or its management, identify forward-looking statements. Such forward-looking statements are based on the beliefs of the company's management, as well as assumptions made by and information currently available to the company's management. Actual results could differ materially from those contemplated by the forward-looking statements as a result of certain factors, including but not limited to, business and economic conditions, competitive factors and pricing pressures, capacity and supply constraints. Such statements reflect the views of the company with respect to future events and are subject to these and other risks, uncertainties and assumptions relating to the operations, results of operations, growth strategy and liquidity of the company. Readers are cautioned not to place undue reliance on these forward-looking statements. The company does not undertake any obligation to release publicly any revisions to these forward-looking statements to reflect future events or circumstances or to reflect the occurrence of unanticipated events.